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No more
mediocre banking.

We are building an ultimate banking experience where you set the pace.

About us

Penta’s story begins with stories of deep frustrations among bank users. Our founders, Lav Odorovic, Luka Ivicevic, and Sir Gabriel Holbach, all serial entrepreneurs, many times had terrible experiences with their business banks. In February 2016, they happened to discuss the issue with a group of fellow entrepreneurs and, to their surprise, heard that everyone in the room was also frustrated with their business bank.

What was the cause of so much frustration? The banks were slow, inefficient, with terrible online banking interfaces and bad support on top of it all. The degree of innovation and willingness to hear customers’ feedback was just scarily low. At the same time, there was absolutely no chance to request some missing features that were critical for business banking, even something as simple as having a corporate card for each co-founder. All in all, it was clear that the majority of banks just didn’t care about small businesses or startups. It felt like they would even prefer to not have them as customers - that’s how bad the service was.

Instead of complaining further, Lav, Sir, and Luka decided to tackle the problem and make business banking right. They set out on a journey to create the most advanced bank for SMEs that would solve all the pains mentioned above.

6 months later, Penta’s team performed extensive research, interviewing hundreds of European businesses to better understand what the “ideal” business banking experience was for SMEs. Based on the survey results, German businesses struggled with business banking more than businesses from other countries. With this in mind, Penta’s team decided to offer the account in Germany first and then to expand to other European countries.

In December 2017, only 1.5 year after the ‘entrepreneurs’ conversation, Penta launched in Germany. In the first months after the launch, Penta received an unbelievable amount of applications, and today, thousands of businesses all around Germany bank with Penta. Do you feel like you are neglected by your bank? Go Penta!

About us

Penta story begins with a deep frustration. Our founders, Lav Odorovic, Luka Ivicevic and Sir Gabriel Holbach, all serial entrepreneurs, many times had a terrible experience with their business banks. In February 2016 they happened to discuss the issue with a group of fellow entrepreneurs and, to their surprise, heard that everyone in the room was also frustrated with their business bank.

What did cause so much frustration? The banks were slow, inefficient, with terrible online banking interfaces and bad support on top. The degree of innovation and willingness to hear customers’ feedback was just scarily low. At the same time, there was absolutely no chance to request some missing features that were critical for business banking (e.g. a corporate card for each co-founder). All in all, it was clear that the majority of banks just didn’t care about small businesses or startups. It felt like they would even prefer to not have them as customers - that’s how bad the treatment was.

Instead of complaining further, Lav, Sir and Luka decided to tackle the problem and make business banking right. They set out on a journey to create the most advanced bank for SMEs that would solve all the pains mentioned above.

6 months later Penta’s team did an extensive interviewing hundreds of European businesses to better understand what was the “ideal” business banking experience for SMEs. Based on the survey results, German businesses struggled with business banking more than businesses from other countries, so Penta’s team decided to first offer the account in Germany and then expand to other European countries.

In December 2017, only 1.5 year after the ‘entrepreneurs’ conversation, Penta launched in Germany. In the first months after launch, we received an unbelievable amount of applications and today thousands of businesses all around Germany bank with Penta. Do you feel like you are neglected by your bank? Go Penta.

Our Values

Simplicity

Our products will always be simple and easy-to-use. Simplicity, to us, is the best way to provide value and make services accessible.

Customer Success

With Penta, you set the pace.
Our core mission is helping your business succeed by carefully listening to your feedback and ideas. Our goal is to deliver solutions that save your time and money.

Efficiency and Trustworthiness

At Penta, we provide the highest level of security whilst being innovative and delivering new features fast.

Transparency

For us, transparency is more than just a word. It will always be reflected in our product, communication, and pricing.

Our Values

Simplicity

Our products will always be simple and easy-to-use. Simplicity, to us, is the best way to provide value and make it accessible.

Customer Success

With Penta, you set the pace. Our core mission is helping your business succeed by carefully listening to your feedback & ideas, and delivering the solutions that save your time and money.

Efficient and Trustworthy

At Penta we provide the highest level of security whilst being innovative and delivering new features fast.

Transparency

For us, transparency is more than just a word. It will always be reflected in our product, communication, and pricing.

Our Mission

We want to revolutionise business banking in Germany and Europe by giving our customers the attention they deserve and the features that truly address their needs. Our goal is to help our customers focus more on their business and spend less time on banking.

To achieve this, we have built an intuitive and user-friendly interface within an account that is fully customisable to each customer’s needs. No more one size fits all. At Penta, our customers are in the driver's seat and they determine our product features and influence our roadmap.

Our Mission

We want to revolutionize business banking in Germany and Europe giving our customers the attention they deserve and the features that truly address their needs. Our goal is to help our customers focus more on their business spending less time on banking.

To achieve this, we have built an intuitive and user-friendly interface within an account that is fully customizable to each business’s needs. No more one size fits all. At Penta, our customers are in the driver's seat and they determine our product features and influence our roadmap.

Who we are

Lav

CEO

Lav is a true leader when it comes to seeing the big picture and at the same time being hands on in ensuring efficiency and implementing effective processes for our customers.

As an ex-Manager of Operations at Siemens and a serial founder, he brings the necessary expertise from both worlds: the professionalism of a corporate manager and the agility of a founder.

Lav is a true leader in seeing big picture and at the same time being hands on when it comes to ensuring efficiency and implementing of effective processes. 

As an ex-Manager of Operations at Siemens and a serial founder, he brings the necessary expertise from both worlds: the professionalism  of a corporate manager and the agility of a founder.

Luka

Growth

Luka is our visionary and the driving force behind Penta. As a restless entrepreneur, it bothers him when things seem complicated or unsolvable. He always finds a way to make things simple.

He is a passionate writer and a contributor to the NY Observer. Luka leads PR & Growth initiatives at Penta.

Luka

Growth

Jessica always has an open ear for our customers and aims to put a smile on their faces.

As a founder and a former management consultant, she has supervised various customer support projects for banks and insurance companies.

Luka is our visionary and the driving force behind Penta. As a restless entrepreneur it bothers him when things seem complicated or unsolvable. He always finds a way to make things simple.

He is a passionate writer and a contributor to the NY Observer. Luka leads PR & Growth initiatives at Penta.

Jessica

Customer Relations

Jessicah always has an open ear for our customers and aims to put a smile on their faces.

As a founder and a former management consultant, she has supervised various customer support projects for banks and insurance companies.

Jessica always has an open ear for our customers and aims to put a smile on their faces.

As a founder and a former management consultant, she has supervised various customer support projects for banks and insurance companies.

We're here
in Berlin!

Penta’s headquarters are located in Berlin. Our office doesn’t operate like a branch, but sometimes we host Penta MeetUps and we would love to meet you there.

CONTACT US

We're here
in Berlin!

Penta’s headquarters is located in Berlin. Our office doesn’t operate like a branch, but sometimes we host Penta MeetUps and we would love to meet you there.

CONTACT US

We're here in Berlin!

Penta’s headquarters is located in Berlin. Our office doesn’t operate like a branch, but sometimes we host Penta MeetUps and we would love to meet you there.

contact us

" Penta is improving business banking for the underserved market of small businesses and startups. We're glad to enable Penta to lead this great market shift for SME banking. "

Marko Wenthin, CCO & Co-Founder of solarisBank

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