Special Offer: Use any Penta plan for free until January 31, 2019

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Deposit your share capital online in minutes.

If you’re founding a UG or GmbH, you can open a free bank account with Penta and have it confirmed in up to 48 hours.

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penta foundation bank account, startup bank account, gmbh bank account, free bank account

The easiest way to deposit your share capital - 100% online.

Deposit your share capital (Stammkapital) online if you have a UG in Gründung or GmbH in Gründung in Germany.

1

Tell us about yourself
and your business

We'll need information about what you do and who's involved in your business. You'll also have to upload several documents*.

2

We will approve your account in about 48 hours

You and your shareholders can then transfer the required share capital to your new German IBAN.

3

Download your
bank statement

Once the funds arrive, you can download your bank statement and send it to your notary.

*You’ll need the following documents which your notary will provide you with upon forming your company: Gesellschaftsvertrag (Articles of Association), Gesellschafterliste (List of shareholders).

Easy business banking.

Penta provides the same financial tools as traditional  banks, but is easier to use and helps you save time and money.

German IBAN

You will have your own personal German IBAN to send and receive payments all over Europe (SEPA Zone).

MasterCard

You’ll receive your debit MasterCard, used for online and offline payments, to your address within a few days.

Professional Support

Our support is professional, quick, and friendly. We speak German and English.

Real-Time

Real-time banking. Get instant balance updates when you send or receive transactions.

Security

Your funds are protected by the European Deposit Insurance Scheme.

Recurring Payments

Spend less time sending money. Set up automatic payments on a recurring basis.

CSV Export

Categorize your transactions and export a CSV file to send to your accountant.

Custom notifications

Receive instant custom email notifications about incoming or outgoing transactions.

Multiple Cards & Users

Let your business partners easily access your bank account. Order multiple MasterCards.

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We care. We deliver.

With Penta, you set the pace. We design the product around your needs and let you vote on our public roadmap.

Here are some of the features we will be releasing soon.

Open API

Automate your banking tasks and integrate your Penta bank account with any software.

Automated Accounting

Automate your accounting stay in sync with the accounting tools you use

Direct Debit

Penta will give you the ability to charge your customers using Direct Debit.

Foreign Transfers

Send money in 34 different currencies all across the world — at a low-cost.

Thousands of businesses
all over Germany use Penta.

Learn why so many companies choose Penta as their primary bank account.

Your money is safe.
Your data is secure.

Guarantee on Deposits

Your money is secured by the European Deposit Guarantee Fund in case of insolvency up to €100,000. This is the standard for all European Union credit institutions.

Regulation & Compliance

Penta accounts are held by solarisBank AG, which is regulated by the Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.

Data Protection

The use of your data is compliant with all applicable laws and strictly follows all data privacy regulations.

Penta online online business bank account, startup bank

Your money is insured. Your data is secure.

Insurance on Deposits

Your money is secured by the European Deposit Guarantee Fund in case of insolvency up to € 100,000. This is the standard for all European Union credit institutions.

Regulation & Compliance

Penta accounts are held by solarisBank AG, which is regulated by The Federal Financial Supervisory Authority of Germany (Bundesanstalt für Finanzdienstleistungsaufsicht) better known as BaFin.

Data Protection

The use of your data is compliant with all applicable laws and strictly follows all data privacy regulations.

All plans free until January 31.

Special offer: Go Digital with your business banking.
Choose the plan that suits your need sand use it completely free until January 31, 2019.

Basic

0

 /mo
    
excl. VAT
Free until January 31, 2019

20 free outgoing SEPA transfers

each additional 0.20 EUR

1 Online banking user

1 Business MasterCard

No Commitment, cancel anytime

Coming soon

No Foreign currency transfers

No Accounting Integration

No API access

Choose This plan

Advanced

9

 /mo

50 free outgoing SEPA transfers

each additional 0.20 EUR

2 Online banking users

2 Business MasterCards

No Commitment, cancel anytime

Coming soon

1% Foreign currency transfers

Included Accounting Integration

No API access

Advanced

9

 /mo
 

Advanced

9

 /mo
 
 excl. VAT
Free until January 31, 2019
Choose This plan

Premium

€ 19

9

 /mo
For the next 6 months
excl. VAT
Free until January 31, 2019

100 free outgoing SEPA transfers

each additional 0.20 EUR

5 Online banking users

5 Business MasterCards

No Commitment, cancel anytime

Coming soon

0.5% Foreign currency transfers

Included Accounting Integration

Included API access

Choose This plan

Multiple Logins & Mastercards

Get additional Mastercards for your business partners and give access with the custom permissions to your employees.

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Open a Penta account today.

Open account now