Special offer

Go Digital Banking

Special offer

Go Digital with your business banking. Choose the plan that suits your needsand use it completely free until January 31, 2019. No commitment, cancel anytime.

Why

Penta is on a mission to change the way businesses do banking. We make it easier, more powerful, and more accessible to let you save time and money. We believe 2018 is the turning year for the industry: it’s high time for every business to get a full-fledged digital bank account. Penta makes it easy.

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All plans free until January 31.

Basic

0

 /mo
    
excl. VAT
Free until January 31, 2019

20 free outgoing SEPA transfers

each additional 0.20 EUR

1 Online banking user

1 Business MasterCard

No Commitment, cancel anytime

Coming soon

No Foreign currency transfers

No Accounting Integration

No API access

Choose This plan

Advanced

9

 /mo

50 free outgoing SEPA transfers

each additional 0.20 EUR

2 Online banking users

2 Business MasterCards

No Commitment, cancel anytime

Coming soon

1% Foreign currency transfers

Included Accounting Integration

No API access  

Advanced

9

 /mo
 

Advanced

9

 /mo
 
 excl. VAT
Free until January 31, 2019
Choose This plan

Premium

19

 /mo
    
excl. VAT
Free until January 31, 2019

100 free outgoing SEPA transfers

each additional 0.20 EUR

5 Online banking users

5 Business MasterCards

No Commitment, cancel anytime

Coming soon

0.5% Foreign currency transfers

Included Accounting Integration

Included API access

Choose This plan
Basic Plan

Basic

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20 Free outgoing SEPA transfers

1 Team Members

1 Business MasterCard

0 EUR

/ Month

Basic Plan

Advanced

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50 Free outgoing SEPA transfers

2 Team Members

2 Business MasterCards

Coming Soon

1% Foreign Currency Transfers

Accounting Integration

9 EUR

/ Month

Basic Plan

Premium

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100 Free outgoing SEPA transfers

5 Team Members

5 Business MasterCards

Coming Soon

0.5% Foreign currency transfers

Accounting Integration

API Access

19 EUR

/ Month

Additional services

Full list of services

Transactions

Free

Direct debits

Free

Incoming SEPA transactions

0.20 EUR

Each additional outgoing SEPA transaction above your plan’s limit

Card payments and direct debits are free of charge.

6.00 EUR

Outgoing international transfers (SWIFT)

0.50 EUR

Outgoing international transfers (local)

Additional Services

5.00 EUR

Dunning fee per reminder

For example: in case of insufficient funds for monthly plan fees.

10.00 EUR

Account blocking

Closure of accounts for creditor protection.

2.00 EUR

Additional users without a Mastercard (6th and more)

Only available on the Premium plan.

100.00 EUR

Unjustified reclamation of a transaction (Chargeback)

Order to recall a direct debit which has no legal basis.

Card Services

Free

Issuance price of the 1st Mastercard

3.00 EUR

Additional Mastercards (6th and more)

Only available on the Premium plan.

Free

Card payments in domestic currencies (EUR) and direct debits

Card payments in foreign currencies

Within and outside of the EU.

0.2%

Basic

1.5%

Advanced

1.0%.

Premium

of transaction value


Basic - 2.0% of transaction value
Advanced - 1.5% of transaction value
Premium - 1.0% of transaction value

Cash withdrawals

Both domestically and abroad.

0incl.

Basic

2incl.

Advanced

5incl.

Premium

(each additional - 1.50 EUR)

Basic - 0 incl. (each additional - 1.50 EUR)
Advanced - 2 incl. (each additional - 1.50 EUR)
Premium - 5 incl. (each additional - 1.50 EUR)

10.00 EUR

Ordering of a replacement card

In cases of self-inflicted loss or defect.

All prices are subject to the statutory value added tax (VAT).

FAQ

How long does the registration take?

Completing the account application takes 15 minutes on average. From there, we review your documents, which can take up to 48 hours.

Can I open an bank account outside of Germany?

If you are physically located outside of Germany, but still have a German company, this is not a problem.

What legal form does my business require in order to be eligible for an account?

Penta is only available for German businesses with these legal forms:

UG - GmbH - AG - GbR - OHG - PartG - KG - e.K. - eG - GmbH/UG in Gründung

Are my savings safe? Is there a limited guarantee if the bank goes bust?

Yes. Our banking partner, solarisBank, provides a deposit guarantee of up to €100,000 - just like all the other banks in Germany do.

Open a Penta account today.

Open account now